Annuity Basics Fixed Annuities Annuity Brokers Immediate Annuities Annuity Essentials Retirement Annuities Annuities: Financial Aspects Advantages of AnnuitiesDeferred AnnuitiesAnnuities for the MassesUnderstanding AnnuitiesLife AnnuitiesMisc Annuity Articles
Immediate Annuities 
Jane is all set to retire in a month’s time. She is aware that her CD is maturing a day before her retirement. Jane decides to reinvest the entire amount in an instrument that will provide with a regular stream of income as well as protects her savings. In short, she wants a low risk option that will provide her with a regular stream of decent income. Jane consults a financial planner, who recommends her to invest in immediate annuities....
Annuities offer individuals an option of investing money in a manner that suits them best, in order to gain guaranteed returns from the annuities. There are many different types of annuities and immediate annuities offer investors an opportunity of making a lump sum payment, after which they immediately begin to receive payments from their investment. The payment from the immediate annuity begins one time period after the investment is made, for instance for monthly payments option the payments begins one month after the premium is paid...
Are you looking for a way to save your money in a manner that you receive payments from it regularly? Do you want to be assured that you will receive a certain amount of money monthly for the rest of your life? Then the immediate annuities are an excellent investment option for you. An annuity is a contract between an insurance company and an individual where the person has to pay a premium/premiums and is assured capital gains. Immediate annuities require an individual to pay a lump sum of money to the insurance company and in return receive payments from it virtually immediately...
Retirement is a time when you ought to be fancy free and ready to take on a phase of life with freedom and less worries. However most of us are stressed about our retired years and wonder if our savings and income will indeed allow us to maintain the lifestyle we are used to. Rising prices coupled with increased life expectancy make things worse. What you need is an investment in annuities that will give you a regular source of income for the rest of your life...
Annuities are an excellent investment option that can help create a savings and retirement plan. The primary advantage of investing one’s savings in annuities is the versatility and flexibility that they offer. Immediate annuities provide the investor income virtually as soon as the investment is made. Deferred annuities, on the other hand, allow the investor to save in a manner that the investment compounds and grows over the years until the investor is ready to receive income payments from it or withdraw from it...
Most people think that they don’t make enough money to create a savings plan for their retirement. Living from pay check to pay check without creating a nest egg for your retirement creates a sense of insecurity and unease. It is possible to slowly but steadily create a retirement plan that provides a regular source of income and stability for your golden years. Annuities are meant for working professionals of all ages and can be used according to one’s financial and monetary situation. It is easy to save with annuities and benefit from the excellent returns in the years to come...
Annuities are contracts offered by insurance companies that assure investors a guaranteed rate of interest. Annuities are most often used to create a retirement plan and secure one’s financial future for the golden years. In fact they can be traced back to as early as the Roman Empire when citizens could make a one-time payment and receive an annual stipend for the rest of their life. Most annuities offer investors a chance to invest in their future and benefit from the tax deferral features of the annuity...
Money is indispensable. Its requirement is felt at every step in life right from our first baby steps till our death. However, we do not receive income throughout our life. When we are hale and hearty, we often work for 18 hours and at times do some extra work. This ensures a continuous flow of money. However, once the aging limbs start refusing to be dexterous and the legs are unable to carry the weight; the flow of income starts dwindling...
Savings and investment are crucial to building a retirement nest egg for oneself. They ensure that your golden years remain comfortable and your lifestyle doesn’t undergo too much of a change. Annuities are financial vehicles that allow investors to create savings that secure their retired years and make them truly stress free. Typically annuities are long-term investments and investors begin to receive income payments from them after many years, usually close to retirement from their professional life. But the immediate annuities are quite distinct from the other categories of annuities...
