Uncertain About Market Performance? Consider Equity-Indexed Annuities Instead

The stock market’s recent fluctuations have left investors nervous. The market’s steep downturn can cause you to lose gains and even part of your principal, money that you worked hard for. Equity-indexed annuities, also called fixed-indexed annuities, provide savers with stable growth, principal protection, tax deferral, and compounded growth. Most importantly, equity-indexed annuities can help eliminate investment insecurity.

Investing in the stock market these days can be scary stuff. The Internet and newspapers are full of stories warning of economic uncertainty. While most investors are in the market for the long haul and, over time, will recover from market downturns, people close to or in retirement should consider alternative methods for saving and growing their money. That’s where equity-indexed annuities come in.

Equity-indexed annuities offer guaranteed interest returns with the potential for higher-than-average gains. When you purchase an equity-indexed annuity, you buy an annuity that ties its interest earnings to a particular stock market index, such as the S&P 500 or the NASDAQ index. So when the market does well, you do well. If the market performs poorly, you still earn a minimum interest rate. And any returns you earn are tax deferred until you receive payout or begin making withdrawals, allowing money that would normally be used to pay taxes to further compound.

Each equity-indexed annuity product on the market today has a unique design; speaking to an Annuity Specialist is crucial to understanding how your interest earnings would be calculated. No one calculating method is particularly better than another, so make sure that you choose an equity-indexed product that fits your needs in terms of surrender provisions and any other extras you may be interested in.

Interested in putting your stock market fears to rest? Contact the AnnuityAdviceOnline.com Specialists at 1-888-837-4226 to learn more about the benefits of equity-indexed annuities. You’ll be glad you chose this no-lose savings vehicle.